1. KBZ Online Banking Steam Wallet Gift Card (USD and SGD) & iTunes Card Campaign is valid starting from 24th November 2023 to 7th December 2023.
2. The purpose of the Steam Wallet Gift Card (USD and SGD) & iTunes Card Campaign are for KBZ Online Banking Customers to receive lucky draw rewards for purchase of Steam Wallet Gift Card (USD and SGD) & iTunes Card during the Campaign period.
3. All KBZ Online Banking Customers who make purchases of Steam Wallet Gift Card (USD and SGD) & iTunes Card during the Campaign period will be eligible to participate in the Campaign. The rates of Steam Wallet Card & iTunes Card inside KBZ Online Banking may vary and calculate depending on respective merchants’ rates.
4. The Winners will be selected and announced from among the Customers who purchased KBZ Online Banking Steam Wallet Gift Card (USD and SGD) & iTunes Card from KBZ Online Banking and the Reward will be credited to the Winner’s respective KBZ Bank Account

Reward amounts are as follows:

Steam wallet Reward

Steam SGD	Denomination	Reward	Total Number of Reward
	SGD	MMK
	5	5,000	10
	10	10,000	6
	20	20,000	2
	30	30,000	4
	50	50,000	8

Steam USD	Denomination	Reward	Total Number of Reward
	USD	MMK
	10	10,000	10
	20	20,000	10
	50	30,000	2
	100	50,000	6

iTunes Reward

iTunes	Denomination	Reward	Total Number of Reward
	USD	MMK
	5	5,000	50
	10	10,000	30
	15	15,000	5
	25	20,000	5
	50	30,000	4
	100	50,000	2

5. Winners will be announced via KBZ Bank website, KBZ Bank Official Social Media Channels with Blue Mark on 14th December 2023.  The Winners agree and acknowledge that KBZ Bank may use the Winners’ names and phone numbers (not full digit) in order to announce the Winners of the Reward through social media and website. Cash will be credited to the winner’s respective KBZ Bank Account within 5 business days after the Winner’s announcement. KBZ Bank reserves the right to modify such time without prior notice to the Winners in the event outside the control of KBZ Bank.
6. Winners will also be notified through SMS from KBZ Bank. The SMS message will include the prize won by the Winner.
7. During this Campaign period, KBZ Bank Customers will be entitled to enjoy benefits stated in these Terms and Conditions, which will expire at the end of this Campaign period.
8. KBZ Bank employees will not contact participants in the Campaign to ask for OTP or PIN or KBZ Bank Account information.
9. Customers are strictly forbidden to cheat in any other form or manner during this Campaign. KBZ Bank has the right to cancel and/or ban any Customer who is suspected to be cheating in any form and/or manner.
10. In the event of any dispute arising between KBZ Bank Customers and KBZ Bank regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZ Bank without any prejudice to the statutory rights of the Customer.
11. KBZ Bank, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.
12. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice.
13. All normal KBZ Bank Terms and Conditions and Terms and Conditions of Merchants apply. 
14. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar. 
15. KBZ Bank reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ Bank and selected Merchant shops will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances continue.
16. These Terms and Conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between two versions, the Myanmar version shall prevail.
17. Any clarifications on this Campaign and more information, please contact KBZ Call Center Phone No. 09951018555.