1. The campaign period will be held from 1.Dec.2023 to 31.Jan.2024.
2. During the campaign period, KBZ Bank customers can enjoy special interest rates upon new account opening and rollover of 90 Days and 180 Days Fixed Deposit Account tenure. 
3. Customers can conduct account opening activities at the bank’s branches or through online banking (m/iBanking) for both Special Cash Fixed Deposit Accounts and Ordinary Fixed Deposit Account opening.
4. The specific promotional interest rate are outlined as follows

Fixed Account	Tenor	Special Interest Rate during the Campaign Period
		Below 300 Million MMK	300 Million MMK and Above
Ordinary Fixed Deposit Account, Special Cash Fixed Deposit Account	90 Days	9.00% p.a	9.15% p.a
	180 Days	9.20% p.a	9.50% p.a

5. Interest rates for other tenures other than those listed in Clause (4) above are charged in accordance with the current terms.

6. New Year Fixed Promotional Interest Rates are valid for two  months from 1.Dec.2023 to 31.Jan.2023.
7. KBZ Bank employees will not contact participants in the Campaign to ask for OTP or PIN or KBZ Bank Account information.
8. Customers are strictly forbidden to cheat in any other form or manner during this Campaign. KBZ Bank has the right to cancel and/or ban any Customer who is suspected to be cheating in any form and/or manner.
9. In the event of any dispute arising between KBZ Bank Customers and KBZ Bank regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZ Bank without any prejudice to the statutory rights of the Customers.
10. KBZ Bank, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.
11. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice.
12. All normal KBZ Bank Terms and Conditions shall apply.
13. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
14. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances.
15. These Terms and Conditions are made both in English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail.