Terms and Conditions for “The Best Way for Seniors to Save for the Future KBZ Senior Care Savings Account”

The campaign, where customers aged 60 years or older can open a KBZ Bank Senior Care Savings
Account during the campaign period and receive a commemorative birthday gift, will take place
from February 3, 2025, to March 31, 2025

To participate in this Campaign, the Customer needs to be (60) years or older and opens Senior
Care Savings Account, which is one of the KBZ Bank Savings Account type, during this Campaign
period and deposits a minimum amount of Ten Thousand (100,000) Kyats to the Senior Care
Savings Account.

From the starting of the Campaign till the end of the Campaign, KBZ Bank will award Medical
Check-up Coupon (or) nutritional supplements for senior people as commemorative birthday giftof
the Senior Care – Savings Account Customer.

During this Campaign, the first (40) birthday person who opened the new Senior Care Savings
Account in February and first (60) birthday person who opened the new Senior Care Savings
Account in March will be awarded the gifts mentioned in clause 3.

During this Campaign, KBZ Bank’s Call Center will call the Senior Care – Savings Account
Customer winners and make birthday wishes and then also inform them about collecting the gifts.

Additionally, KBZ Bank will send the birthday wishes to the Senior Care – Savings Account
Customer winners via Viber/SMS.

KBZ Bank will not be held responsible for any defects in the gifts collected by the Senior Care –
Savings Account Customer winners.

The winner is not allowed to exchange, transfer or exchange the gifts as cash.

During this Campaign period, KBZ Bank Customers will be entitled to enjoy benefits stated in these
Terms and Conditions, which will expire at the end of this Campaign period.

KBZ employees will never ask the participants of theCampaign about OTP, PIN, or KBZPay
Account information.

Customers are strictly forbidden to involve in any other form or manner of fraudulent activity during
this Campaign. KBZ has the right to cancel and/or ban any Customer who is suspected to be
involved in any form and/or manner of fraudulent activity.

In the event of any dispute arising between KBZ Bank Customers and KBZ regarding this
Campaign, such dispute will be examined carefully and finally resolved by the authorized officers
of KBZ without any prejudice to the statutory rights of the Customer.

KBZ, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions
and or Campaign and the benefits or features regarding this Campaign conditionally for some
reasons without giving any notice.

Customer acknowledges and agrees that there is no right to receive any compensation as a result
of cancellation or termination of this Campaign for some reasons and/or variation to these Terms
and Conditions without giving any notice.

All normal KBZ Bank Terms and Conditions and the Terms apply.

These Terms and Conditions shall be governed by and construed in accordance with the laws of
the Republic of the Union of Myanmar.

KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural
disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the
Customer or any other party or be considered in breach of these Terms and Conditions for a failure
to perform, [...]

KBZ Online Banking Special Campaign for Inactive User is specified from 27th Jan 2025 to 15th Feb 2025.

The purpose of this Campaign is for the selected KBZ Online Banking Inactive Customers to win the lucky draw cashback prize of three hundred thousand (300,000) MMK for making one of the specified transactions during the Campaign period. Only selected Inactive Customers who are reached out by KBZ Bank will be eligible to participate in this Campaign.

Eligible KBZ Online Banking Customers who make a transaction (KBZ to KBZ Account Transfer or Other Bank Transfer or Bill Payment or QuickPay or Gift Card) on KBZ iBanking/ mBanking during the Campaign period will automatically be eligible to participate in the Campaign. During this Campaign, the eligible Customers who make at least 1 transaction on KBZ mBanking will get 1 Lucky Draw chance. There is no limitation on the times of transaction and transaction amount in this Campaign.

Winners will be notified via SMS within 3 working days after the campaign period. The cashback prize will be directly credited to the Winner’s respective KBZ Online Banking Account and their online banking registered phone numbers respectively within 10 business days after the Winner was notified. KBZ Bank reserves the right to modify such time without prior notice to the Winners in the event outside the control of KBZ Bank or gazetted holidays.

Winners will also be notified by KBZ Bank via SMS after cashback prize and phone bill are credited. 

During this Campaign period, KBZ Bank Customers will be entitled to enjoy benefits stated in these Terms and Conditions, which will expire at the end of this Campaign period.

KBZ Bank employees will not contact participants in the Campaign to ask for OTP or PIN or KBZ Bank Account information.

Customers are strictly forbidden to cheat in any other form or manner during this Campaign. KBZ Bank has the right to cancel and/or ban any Customer who is suspected to be cheating in any form and/or manner.

In the event of any dispute arising between KBZ Bank Customers and KBZ Bank regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZ Bank without any prejudice to the statutory rights of the Customer.

KBZ Bank, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and/or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.

Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these terms and conditions without giving any notice.

All normal KBZ Bank Terms and Conditions apply. 

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.

KBZ Bank reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ Bank will not be liable [...]

Prizes (MMK) Quantity One Hundred Thousand (100,000)   MMK Cashback 1 Fifty Thousand (50,000) MMK Cashback 5 Ten Thousand (10,000)  MMK Cashback 10 Five Thousand (5,000) MMK Phone Bill 15 Three Thousand (3,000) MMK Phone Bill 15 One Thousand (1,000)  MMK Phone Bill 30

                        Debit Cards                               Credit Cards 1.  MPU-UnionPay Asia Prestige Diamond     Debit Card 1.  Visa Credit Cards (Classic, Platinum) 2.  MPU Debit Card 2.  MPU-UnionPay Credit Cards (Classic, Platinum) 3.  MPU Teen Debit Card 3.  MPU Credit Cards (Classic, Gold, Platinum) 4.  MPU Business Debit Card (1) Junction City (2) Junction Square (3) Junction 8 (4) Junction Mawtin (5) Junction Nay Pyi Taw. You can claim lucky draw coupons by presenting your sales slips with KBZ...