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MPU Credit Card

The KBZ MPU Credit Card is the most sophisticated and simple to use anywhere in the country that is connected to MPU. Since MPU Credit Card allows customers to effortlessly make transaction, it is very practical for online/offline payment, shopping and dining at the restaurants.

Benefits

  • Able to use in any local stores which accept MPU
  • Able to use at any POS machine and E-commerce connected to MPU
  • Lower interest rates and fees
  • Free of charge for joining fees and annual fees
  • Able to earn interest on the deposited amount
  • Specifically designed for domestic usage
  • Cashless payment

Card Validity

3 years

Currency

MMK

Over Limit

10% of Credit Limit

Cash Advance Limit

50% of Credit Limit

Card Activation

KBZ Branches

POS Purchase Limit

Domestic – 5 Million MMK/Day

ATM Withdrawal Limit

Domestic – 1 Million MMK/Day

Transaction Limit

Domestic – 5 Million MMK/Day

Detailed Terms and Conditions are listed in the PDF, click on Download to view them. Download

WAY TO APPLY


Apply for the MPU Credit Card

or visit us at a branch.

• Joining Fee (Principle)– Free
• Joining Fee (Supple)– Free
Renewal Fee (Principle)– 30,000 MMK
Renewal Fee (Supple)– 15,000 MMK
Annual Fee (Principle)– 80,000 MMK
Annual fee (Supple)– 40,000 MMK
Card Fees– Free
PIN Reissuing Fee– Free
Cash Advance Fees (KBZ ATM)5%(Min -5,000 MMK)
Cash Advance Fees (Other MPU’s ATM)-5%(Min -5,000 MMK)+Other Bank Charges
Balance Inquires Fees (KBZ ATM)– Free
Balance Inquires Fees (MPU ATM)– Free
• Card Replacement Fees– 10,000 MMK
• Late Fees (Per Month)– 3% (Min – 10,000 MMK)
• Interest Rate (Annual)– 18%
• Limit Charge Fee– 10,000 MMK
• Over Limit Fee (Per Month)– 10,000 MMK

• Joining Fee (Principle)– Free
• Joining Fee (Supple)– Free
Renewal Fee (Principle)– 20,000 MMK
Renewal Fee (Supple)– 10,000 MMK
Annual Fee (Principle)– 40,000 MMK
Annual fee (Supple)– 20,000 MMK
Card Fees– Free
PIN Reissuing Fee– Free
Cash Advance Fees (KBZ ATM) – 5%(Min -5,000 MMK)
Cash Advance Fees (Other MPU’s ATM)– 5%(Min -5,000 MMK)+Other Bank Charges
Balance Inquires Fees (KBZ ATM)– Free
Balance Inquires Fees (MPU ATM)– Free
• Card Replacement Fees– 10,000 MMK
• Late Fees (Per Month)– 3% (Min – 10,000 MMK)
• Interest Rate (Annual)– 18%
• Limit Charge Fee– 10,000 MMK
• Over Limit Fee (Per Month)– 7,000 MMK

• Joining Fee (Principle)– Free
• Joining Fee (Supple)– Free
Renewal Fee (Principle)– 15,000 MMK
Renewal Fee (Supple)– 7,500 MMK
Annual Fee (Principle)– 20,000 MMK
Annual fee (Supple)– 10,000 MMK
Card Fees– Free
PIN Reissuing Fee– Free
Cash Advance Fees (KBZ ATM) 5%(Min -5,000 MMK)
Cash Advance Fees (Other MPU’s ATM)– 5%(Min -5,000 MMK)+Other Bank Charges
Balance Inquires Fees (KBZ ATM)– Free
Balance Inquires Fees (MPU ATM)– Free
• Card Replacement Fees– 10,000 MMK
• Late Fees (Per Month)– 3% (Min – 10,000 MMK)
• Interest Rate (Annual)– 18%
• Limit Charge Fee– 10,000 MMK
• Over Limit Fee (Per Month)– 5,000 MMK

Detailed Terms and Conditions are listed in the PDF, click on Download to view them. Download

WAY TO APPLY


Apply for the MPU Credit Card

or visit us at a branch.

Minimum Requirement 100% of Deposit Amount
Credit Limit Classic – MMK 2 Lakhs to 50 Lakhs
Gold – MMK 10 Lakhs to 50 Lakhs
Platinum – MMK 10 Lakhs to Maximum Credit Limit 300 Lakhs
Period of Facility3 Years
Billing CycleOn 15th of each month
No Interest Period (applicable only for full payment45 Days (Starting from beginning of billing date and end on the payment due date)
Interest Rate16.5%
Repayment Amount– Full Payment
– Partial Payment
– Minimum Payment – 10% of Total Outstanding
Repayment Method– Auto debit from customer current Individual or Join Account (Personal) a/c
– OTC at branch
– Mobile Banking (QuickPay)
– KBZPay (QuickPay)
Supplementary CardMaximum 4 Supplementary Card
Required Document– Application Form
– NRC (Front/Back)
Processing Time– 3 Working Days (Yangon Region)
– 7 Working Days (Other Region)

Detailed Terms and Conditions are listed in the PDF, click on Download to view them. Download

WAY TO APPLY


Apply for the MPU Credit Card

or visit us at a branch.

Guide to using MPU Credit Card

Since your credit card is only in inactive mode, it is necessary to activate the card at the KBZ bank branch when you pick up the card.

To do the Card Activation

  1. There is a signature area on the back of the card, you must sign in that space.
  2. The activation form must be signed.

Steps to change ATM PIN

  1. Insert your credit card into the nearest KBZ ATM machine.
  2. After inserting the card at the KBZ ATM, KBZ Bank will send a One-time Password (OTP) Message to your mobile phone that you provided when you applied for the card.
  3. When you receive the OTP (6) numbers, enter them in the ATM machine.
  4. To change the new PIN, enter the new ATM PIN (6) numbers that you want to keep two times.

Detailed Terms and Conditions are listed in the PDF, click on Download to view them. Download

WAY TO APPLY


Apply for the MPU Credit Card

or visit us at a branch.

MPU Credit Card
(Platinum)

• Joining Fee (Principle)– Free
• Joining Fee (Supple)– Free
Renewal Fee (Principle)– 30,000 MMK
Renewal Fee (Supple)– 15,000 MMK
Annual Fee (Principle)– 80,000 MMK
Annual fee (Supple)– 40,000 MMK
Card Fees– Free
PIN Reissuing Fee– Free
Cash Advance Fee (KBZ ATM)– 3% (Min. 5,000 MMK)
• Cash Advance Fee (MPU ATM)– 3% (Min. 5,000 MMK) + Other Bank Charges
Balance Inquires Fees (KBZ ATM)– Free
Balance Inquires Fees (MPU ATM)– Free
• Card Replacement Fees– 10,000 MMK
• Late Fees (Per Month)– 2.5% (Min. 10,000 MMK)
• Interest (Per Annum)– 20%
• Limit Charge Fee– 10,000 MMK
• Over Limit Fee (Per Month)– 10,000 MMK

MPU Credit Card
(Gold)

• Joining Fee (Principle)– Free
• Joining Fee (Supple)– Free
Renewal Fee (Principle)– 20,000 MMK
Renewal Fee (Supple)– 10,000 MMK
Annual Fee (Principle)– 40,000 MMK
Annual fee (Supple)– 20,000 MMK
Card Fees– Free
PIN Reissuing Fee– Free
Cash Advance Fee (KBZ ATM)– 3% (Min. 5,000 MMK)
• Cash Advance Fee (MPU ATM)– 3% (Min. 5,000 MMK) + Other Bank Charges
Balance Inquires Fees (KBZ ATM)– Free
Balance Inquires Fees (MPU ATM)– Free
• Card Replacement Fees– 10,000 MMK
• Late Fees (Per Month)– 2.5% (Min. 10,000 MMK)
• Interest (Per Annum)– 20%
• Limit Charge Fee– 10,000 MMK
• Over Limit Fee (Per Month)– 7,000 MMK

MPU Credit Card
(Classic)

• Joining Fee (Principle)– Free
• Joining Fee (Supple)– Free
Renewal Fee (Principle)– 15,000 MMK
Renewal Fee (Supple)– 7,500 MMK
Annual Fee (Principle)– 20,000 MMK
Annual fee (Supple)– 10,000 MMK
Card Fees– Free
PIN Reissuing Fee– Free
Cash Advance Fee (KBZ ATM)– 3% (Min. 5,000 MMK)
• Cash Advance Fee (MPU ATM)– 3% (Min. 5,000 MMK) + Other Bank Charges
Balance Inquires Fees (KBZ ATM)– Free
Balance Inquires Fees (MPU ATM)– Free
• Card Replacement Fees– 10,000 MMK
• Late Fees (Per Month)– 2.5% (Min. 10,000 MMK)
• Interest (Per Annum)– 20%
• Limit Charge Fee– 10,000 MMK
• Over Limit Fee (Per Month)– 5,000 MMK

Minimum Requirement

100% of Deposit Amount


Credit Limit

Classic – MMK 2 Lakhs to 50 Lakhs

Gold – MMK 10 Lakhs to 50 Lakhs

Silver – MMK 10 Lakhs to Maximum Credit Limit 300 Lakhs


Period of Facility

3 Years


Billing Cycle

On 15th of each month


No Interest Period (applicable only for full payment)

45 Days (Starting from beginning of billing date
and end on the payment due date)


Interest Rate

20 %


Repayment Amount

• Full Payment

• Partial Payment

• Minimum Payment – 10% of Total Outstanding


Repayment Method

• Auto debit from customer current Individual or Joint Account (Personal) a/c

• OTC at branch

• Mobile Banking (QuickPay)

• KBZPay (QuickPay)


Supplementary Card

• Maximum 4 Supplementary Card


Required Document

• Application Form

• NRC (Front/Back)


Processing Time

• 3 Working Days (Yangon Region)

• 7 Working Days (Other Region)

Guide to using MPU Credit Card

Since your credit card is only in inactive mode, it is necessary to activate the card at the KBZ bank branch when you pick up the card.

To do the Card Activation

  1. There is a signature area on the back of the card, you must sign in that space.
  2. The activation form must be signed.

Steps to change ATM PIN

  1. Insert your credit card into the nearest KBZ ATM machine.
  2. After inserting the card at the KBZ ATM, KBZ Bank will send a One-time Password (OTP) Message to your mobile phone that you provided when you applied for the card.
  3. When you receive the OTP (6) numbers, enter them in the ATM machine.
  4. To change the new PIN, enter the new ATM PIN (6) numbers that you want to keep two times.

Detailed Terms and Conditions are listed in the PDF, click on Download to view them. Download

WAY TO APPLY


Apply for the MPU Credit Card

or visit us at a branch.

No.LOGOPARTICIPATING MERCHANTSCITYPRIVILEGES DETAILSVALID UNTIL
1Hla SpaYangonExclusive Discount 15% on all services
(All Service of Hla Spa Lifestyle- 15% (Minimun price is $25++.)
1 Feb 2024 to 1 Feb 2025
2Shwe Mingalar SpaYangonExclusive Discount 10% on all services
(Cannot combine with any other promotions by merchant)
1 Feb 2024 to 1 Feb 2025
3ElizaYangon- Get 10 % instant discount for Complete Facial Treatment
- Get 5% instant discount for products
1 Feb 2024 to 1 Feb 2025
4Inya Day SpaYangon15% Discount for all service1 Feb 2024 to 1 Feb 2025
5Jasmine Dental CenterYangon5% Discount for all treatment1 Feb 2024 to 1 Feb 2025
6Barberlogy BarbershopYangon10% Discount for All Types of Services

1 Feb 2024 to 1 Feb 2025
75BB Broadband Fiber Internet ServiceYangon5% Discount on Bill (additional add-in seasonal promotion)
1 Feb 2024 to 1 Feb 2025
877 Baby StoreYangonExclusive Discount 5% on all products 1 Feb 2024 to 31 Jan 2025
9PRO 1 GlobalYangon
Mandalay
Spending with KBZ MPU Platinum and Gold Credit Cards- Get PRO 1 Global Member card1 Feb 2024 to 1 Feb 2025
10Imperial ClinicYangonUp to 50% Discount
(except injection)
Include Laser, Facial, RF Microneedling, Hifu, Cool Shaping Treatment
1 Feb 2024 to 1 Feb 2025
11The Mystique
Yangon- Exclusive 10% discount on your bill
- Seasonal promotions cannot be combined
- Only one promotion can be used at a time
25 Apr 2024 to 24 Apr 2025
12Derma Pro Skin & Aesthetic Clinic
Yangon - Exclusive 10% discount on your bill
- Seasonal promotions cannot be combined
- Only one promotion can be used at a time
25 Apr 2024 to 24 Apr 2025
13Oasis Bleu SpaYangon - Exclusive 10% discount on your bill
- Seasonal promotions cannot be combined
- Only one promotion can be used at a time
25 Apr 2024 to 24 Apr 2025
14MHR Management InstituteYangonExclusive 7% discount and additional promotion2 Jul 2024 to 1 Jul 2025
15Soul Sanctuary SpaYangonExclusive 5% discount on all aesthetic body massages and spa treatments
(not combinable with seasonal promotions)
12 Jun 2024 to 11 Jun 2025
16BOB Entertainment
Mandalay20% Discount on room rate
09 Jul 2024 to 09 Jul 2025
17VX SupplementsYangonExclusive 10% discount on total bill01 Sep 2024 to 31 Aug 2025
18Fit Way GymYangon10% Discount for 1 Month Membership 15% Discount for 3 Month Membership 20% Discount for 6 Month Membership 30% Discount for 1 Year Membership01 Sep 2024 to 31 Aug 2025
19MK Watch MyanmarYangonExclusive 5% discount on total bill01 Sep 2024 to 31 Aug 2025
20Fit RepublicMandalay5% Discount for 1 Month Membership
7% Discount for 3 Month Membership
10% Discount for 6 Month Membership
15% Discount +1month free for 1 Year Membership
03 Sep 2024 to 03 Sep 2025
21Ananda Special ClinicMandalay5 % Discount on medical package (Silver,Gold,Platinum)06 Sep 2024 to 06 Sep 2025
22Mandalar HospitalMandalay1. Outpatient Service Fees - 20%
2. Inpatient Service Room Fees - 10%
3. Laboratory & Imaging Services - 5%

Dental Center Services
1. Dental All Procedure Services - 10%
2. Dental Imaging Services - 5%
04 Sep 2024 to 04 Sep 2025
23Myat Taw Win HospitalTaunggyi
1. Outpatient Service Fees - 20%
2. Inpatient Service Room Fees - 10%
3. Laboratory & Imaging Services - 5%
04 Sep 2024 to 04 Sep 2025
24Cherry LandPyin Oo Lwin1. Hospital Services Fees - 20%
2. Room Fees - 10%
3. lnvestigation Fees - 5%
4. Scopy - 5%
5. Onco -5%
6. HD -5%
7. MCU -5%
05 Sep 2024 to 05 Sep 2025
25M2KMandalay5 % Discount on 1 month to 12 months membership11 Sep 2024 to 11 Sep 2025
26OMEGA Spa & SalonYangonExclusive 15% discount on bill, (except traditional massage )
Seasonal promotion are not allowed to be combined.
22 Apr 2024 to 21 Apr 2025
27Novo Cosmetics MyanmarYangonExclusive 10 % on Bill for all NOVO products (Minimum Spending 30,000 Kyats)10 Oct 2024 to 09 Oct 2025
28HEXA Aesthetic & WellnessMandalayAny items minimum purchase 300,000 Kyats and above will receive one gift voucher of ‘30,000’ Kyats.
Any items purchase above 800,000 Kyats will have a chance to play spin wheel.
03 Oct 2024 to 03 Oct 2025
29Htet Nay Lin HospitalMandalayOutpatient service - 10% Discount
Inpatient service - 10% Discount
Laboratory service - 5% Discount
Imaging service - 10% Discount
Endoscopy service - 10% Discount
Surgical procedure service - 5% Discount
15 Oct 2024 to 15 Oct 2025
30Gentleman Liquor ShopYangonGet 10,000 MMK Coupon if spend 100,000 MMK or more in One Go!16 Dec 2024 to 15 Dec 2025
31Country Liquor ShopYangonGet 10,000 MMK Coupon if spend 100,000 MMK or more in One Go!16 Dec 2024 to 15 Dec 2025
32York LiquorYangonGet 10,000 MMK Coupon if spend 100,000 MMK or more in One Go!16 Dec 2024 to 15 Dec 2025
33Jade Angel CosmeticsMandalay5% discount on bill06 Nov 2024 to 06 Dec 2025
No.LOGOPARTICIPATING MERCHANTSCITYPRIVILEGES DETAILSVALID UNTIL
1Sense ClothingYangonExclusive 10% discount on the bill1 Feb 2024 to 1 Feb 2025
2V Smart ClothingYangonExclusive 10% discount on the bill
10 May 2024 to 9 May 2025
3Summer Shoes House
Shop 1: 80 St, between 36th and 37th
Shop 2: 73 St, between 36th and 37th
Mandalay5% discount on the bill
(Except for Pedro, Walkes, Scholl, Adidas, Skechers, and Crocs)
28 Jun 2024 to 28 Jun 2025
4ဝင်းမာလာMandalay5% discount on your bill with a minimum spend of 100,000 Kyats
15 Jul 2024 to 15 Jul 2025
5Royal ဒေဝီMandalay10% discount on the bill07 Aug 2024 to 07 Aug 2025
6Iconic FashionMandalayExclusive discount 10% on selected brands (Adidas, Nike, Polo, G2000, Puma, H&M, Uniqlo & Other BKK brands)07 Aug 2024 to 07 Aug 2025
7Alpha CollectionYangonExclusive 10% discount on your bill with a minimum spend of 100,000 Kyats01 Sep 2024 to 31 Aug 2025
8Baby Born Shop (Kids Clothings Accessories)YangonExclusive 5% discount on all items with a minimun spend of 80,000 Kyats01 Sep 2024 to 31 Aug 2025
9Dream Dresser & Kee
Mandalay


- 5% Discount on bill ( Above 50,000 Kyats)
- 7% Discount on bill (Above 100,000 Kyats)
11 Sep 2024 to 11 Sep 2025
No.LOGOPARTICIPATING MERCHANTSCITYPRIVILEGES OFFER FOR MPU CREDIT CARDVALID UNTIL
1Jasmine Palace HotelYangon- 10% Discount for outlets (Spa, bakery, buffet)
- 10% Discount on walk-in room rate

1 Feb 2024 to 1 Feb 2025
2Hotel Yadanarbon MandalayMandalay1st Feb - 30th Sep 2024 (Except Thingyan Period 13-21 Apr)
Room : 5% OFF on Walk in rate
F&B : 10% OFF @ Sky Bar Restaurant/ Rooftop bar
Spa : 10% OFF @ Yadanarpura Spa
Laundry : 10% OFF

1st Oct 2024 - 31st Jan 2025
Room : 5% OFF on Walk in rate
F&B : 5% OFF @ Sky Bar Restaurant/ Rooftop bar
Spa : 10% OFF @ Yadanarpura Spa
Laundry : 10% OFF
1 Feb 2024 to 1 Feb 2025
3UCT Taunggyi HotelTaunggyi- 5% Discount on all services
(for a total spending of 500,000 MMK)
- Up to 10 % discount on all services
(for spending above 500,000 MMK)
10 Feb 2024 to 10 Feb 2025
4Super Hotel Thilawa
YangonExclusive 10% Discount
9 May 2024 to 8 May 2025
5Bay of Bengal Hotel Resort
Ngwe Saung
5% discount on public rates (including promotions and flash sales)
9 May 2024 to 30 Apr 2025
(excluding peak season: 23 Dec 2024 to 2 Jan 2025, and 12 Apr to 17 Apr 2025)
6New Chaung Tha HotelChaung Tha10% discount on the overall room rate
(excluding Thingyan, Christmas, and New Year holidays)
31 Jul 2024 to 30 Jul 2025
7Aureum Palace Hotel & ResortBagan, Inle, Ngwe Saung, Naypyitaw

10% discount on accommodation, food, beverages, and spa services
(available only for MPU Gold and Platinum credit cards)
1 Aug 2024 to 31 Jul 2025
8Popa Mountain ResortPopa10% discount on accommodation, food, beverages, and spa services
(available only with MPU Gold and Platinum credit cards)
1 Aug 2024 to 31 Jul 2025
9Pathein HotelPathein10% discount on accommodation, food, beverages, and spa services
(available only with MPU Gold and Platinum credit cards)
1 Aug 2024 to 31 Jul 2025
10Espace by AureumYangon10% discount on accommodation, food, beverages, and spa services
(available only with MPU Gold and Platinum credit cards)
1 Aug 2024 to 31 Jul 2025
11Olympic HotelYangon10% Discount on accommodation1 Sep 2024 to 31 Aug 2025
No.LOGOPARTICIPATING MERCHANTSCITYPRIVILEGES DETAILSVALID UNTIL
1Super MobileYangonExclusive Discount 15% on Accessories
(except Apple products)
10 Feb 2024 to 10 Feb 2025
2Power MobileMandalayExclusive Discount 20% on Accessories
(except Apple Products & Power Banks, maximum 100,000 MMK)
10 Feb 2024 to 10 Feb 2025
3Home AidMandalayExclusive Discount 3% on all products
(maximum 500,000 MMK)
10 Feb 2024 to 10 Feb 2025
4Smart Computer TechnologyYangonLaptop Discount
- Up to a discount of 30,000 to 150,000 MMK
(selected items)

Gaming Laptop Discount
- 100,000 MMK discount (under 40 Lakhs)
- 150,000 MMK discount (over 40 Lakhs)

Office Laptop Discount
- 30,000 MMK discount (core i3 Laptop)
- 50,000 MMK discount (core i5 Laptop)
- 70,000 MMK discount (core i7 Laptop)

Desktop Discount
- Up to a discount of 30,000 to 70,000 MMK
(selected items)
- 30,000 MMK discount (core i3 Desktop)
- 50,000 MMK discount (core i5 Desktop)
- 70,000 MMK discount (core i7/i9 Desktop)

Accessories Discount
- Up to 15% discount
(selected items)
1 Feb 2024 to 1 Feb 2025
5Phone King Service CenterYangonExclusive Discount (Apple devices only)

- Battery replacement: 5% off
- Motherboard repair: 10% off
- Glass replacement: 10% off
- Back glass replacement: 10% off
- LCD replacement: 5% off
1 Jul 2024 to 30 Jun 2025
6T9 MobileMandalay- 5,000 Ks Cashback for spending up to 300,000 Ks
- 10,000 Ks Cashback for 300,000 Ks to 600,000 Ks spend
- 20,000 Ks Cashback for 600,000 Ks to 1,000,000 Ks spend
- 30,000 Ks Cashback for over 1,000,000 Ks spend
17 Jul 2024 to 17 Jul 2025
7D Dream MobileMandalay- Spend 500,000 Ks will get 20,000 Ks Cashback (Not Included Apple , Xiaomi (China) , Redmi (China) )
- Spend between 500,000 Ks and 1,000,000 Ks will get 30,000 Ks Cashback (Not Included Apple , Xiaomi (China) , Redmi (China)
- Spend over 1,000,000 Ks will get 50,000 Ks Cashback (Not Included Apple , Xiaomi (China) , Redmi (China) )
- 5% Discount On Accessories (Not Included Apple Products)
27 Nov 2024 to 27 Nov 2025
8Pro 9 MobileMandalay

Spend over 500,000 Ks (Andriod & iOS ) - 20,000 Ks Cash Back
Spend over 1,000,000 Ks (Andriod & iOS ) - 40,000 Ks Cash Back
Spend over 2,000,000 Ks (Andriod & iOS ) - 60,000 Ks Cash Back
20 Nov 2024 to 20 Nov 2025
No.LOGOPARTICIPATING MERCHANTSCITYPRIVILEGES DETAILSVALID UNTIL
1SplendidYangonLaptop Discount
- Up to a discount of 30,000 to 150,000 MMK
(selected items)

Gaming Laptop Discount
- 100,000 MMK discount (under 40 Lakhs)
- 150,000 MMK discount (over 40 Lakhs)

Office Laptop Discount
- 30,000 MMK discount (core i3 Laptop)
- 50,000 MMK discount (core i5 Laptop)
- 70,000 MMK discount (core i7 Laptop)

Desktop Discount
- Up to a discount of 30,000 to 70,000 MMK
(selected items)
- 30,000 MMK discount (core i3 Desktop)
- 50,000 MMK discount (core i5 Desktop)
- 70,000 MMK discount (core i7/i9 Desktop)

Accessories Discount
- Up to 15% discount
(selected items)
1 Feb 2024 to 1 Feb 2025
No.LOGOPARTICIPATING MERCHANTSCITYPRIVILEGES DETAILSVALID TILL
1Breeze Restaurant and loungeYangonExclusive 10% discount on foods1 Feb 2024 to 1 Feb 2025
2The SAKE BROSYangon5% discount for all items1 Feb 2024 to 1 Feb 2025
3Noodle Bowl Restaurant & LoungeYangonGet 10 % instant discount1 Feb 2024 to 1 Feb 2025
4Maha Chai Thai RestaurantMandalayExclusive Discount 10%
10 Feb 2024 to 10 Feb 2025
5Koffee Korner Cafe & RestaurantMandalayExclusive Discount 10%
10 Feb 2024 to 10 Feb 2025
6Yoeyar SushiMandalay5% discount for bills above 8000 Ks30 Mar 2024 to 30 Mar 2025
7Byblos Pub & GrillYangonExclusive 5% discount on the bill1 Feb 2024 to 1 Feb 2025
8Bella CiaoYangonExclusive 10% discount on the bill1 Feb 2024 to 1 Feb 2025
9Hot Pot DiaryYangonExclusive Discount 5% off ( + Seasional promotion)22 Feb 2024 to 22 Feb 2025
10Steak Village
YangonExclusive 15% discount on bill
4 Apr 2024 to 4 Apr 2025
11Shwe Oak Tea HouseYangonExclusive 15% discount on your bill with a minimum spending of 7,000 MMK13 May 2024 to 13 May 2025
12The Tea
MandalayExclusive 10% discount on bill
24 Apr 2024 to 24 Apr 2025
13

(Seoul City)
7- Level Korean Spicy Noddle
YangonExclusive 10% discount on your bill with a minimum spending of 30,000 MMK
11 Apr 2024 to 10 Apr 2025
14Bamboo Korea BBQYangonExclusive 5% discount on bill
(Seasonal promotions are not allowed to be combined)
7 Jun 2024 to 6 Jun 2025
15TEADOT
Shop 1: 73 St, between 32nd St
Shop 2: Mingalar Mandalay
MandalayExclusive 5% discount on bill24 Jun 2024 to 24 Jun 2025
16Imperial Restaurant
Mandalay5% discount on bill
10 Jul 2024 to 10 Jul 2025
17Ocha Bubble Tea
YangonExclusive 10% discount on bill
22 Jul 2024 to 21 Jul 2025
18Mango Mania
YangonExclusive 10% discount on bill
22 Jul 2024 to 21 Jul 2025
19Mook Mookata
YangonExclusive 10% discount on bill
22 Jul 2024 to 21 Jul 2025
20KKS Thai Food & BBQ
(8 Mile & Shwe Taung Kyar Branch)
Yangon5% discount on your bill with a minimum spend of 50,000 Kyats
24 Jul 2024 to 23 Jul 2025
21NTH DegreeYangon10% discount on bill
(available only with MPU Gold and Platinum credit cards)
1 Aug 2024 to 31 Jul 2025
22The Corriander Leaf: Indian Family Dining
Yangon15% discount on bill
19 Aug 2024 to 18 Aug 2025
23Delhi Deli Contemporary Cafe
Yangon15% discount on bill
19 Aug 2024 to 18 Aug 2025
24WisteriaMandalay10% discount on bill with a minimum spend of 100,000 Kyats15 Aug 2024 to 15 Aug 2025
25Sichuan HouseYangonExclusive 5 % Discount on bill with a minimun spend of 200,000 Kyats
(Eligible For Gold Card And Platinum Card Only)
19 Sep 2024 to 18 Sep 2025
26LUSH COFFEEMandalay5% Discount on bill ( Above 50,000 Kyats)
10% Discount on bill (Above 100,000 Kyats)
09 Oct 2024 to 09 Oct 2025
27BOBA ICONMandalay5% Discount on bill23 Oct 2024 to 23 Oct 2025
28K-BibimbapYangon

Exclusive 15 % discount (Food Only) for all KBZ Credit Card
(Eligible Minimun Spending 50,000 MMK for Dagon Center Branch, Insein-Bata Branch, Junction Square Branch)
16 Dec 2024 to 15 Dec 2025
29Oriental HouseYangonExclusive 5 % discount for All KBZ Credit Card on Dinner only (Not included event dinner, Myoma Kyaung Street Branch Only)16 Dec 2024 to 15 Dec 2025
30Oriental HouseMandalay

5 % Discount for All KBZ Credit Card On Lunch and Dinner (Not Included Dim Sum)
13 Nov 2024 to 13 Nov 2025
31SHWE SA BWE RESTAURANTYangon

Get 5% Off for orders under 200,000 MMK, 10% Off for more orders
16 Dec 2024 to 15 Dec 2025
32Jin Din Fung Chinese CuisineYangon

Enjoy a 5% discount on all ala carte menu items
Get complimentary VIP Room for 100,000 MMK or more usage
16 Dec 2024 to 15 Dec 2025
33Hola BakeryMandalay10% discount on drink menu26 Nov 2024 to 26 Nov 2025
TERMS & CONDITIONS

The KBZ MPU Credit Card is the most sophisticated and simple to use anywhere in the country that is connected to MPU. Since MPU Credit Card allows customers to effortlessly make transaction, it is very practical for online/offline payment, shopping and dining at the restaurants.

We currently offer KBZ MPU Credit Card (Classic, Gold and Platinum).

– Myanmar Merchant Acceptance
– Local Cash Advance, POS and Online Purchase
– No Interest Period 15 to 45 days
– Exclusive Privileges from KBZ Bank & MPU Benefits

The default currency for KBZ MPU Credit Card is Myanmar Kyats (MMK).

You can use your credit card for up to 3 years from the year of your application. The expiry date is located on the front of your KBZ MPU Credit Card.
You should renew your credit card a month before the expiration date by visiting any KBZ branch or contacting our call center.

The KBZ MPU Credit Card is accepted at all MPU-branded ATMs and can be used at local partner stores.

There are several wellness, travel, and lifestyle perks to using the KBZ MPU Credit Card. For further information, please visit https://myanmarpaymentunion.com/my/.

You must be a Myanmar Citizen or have PR status, over the age 21 years and have a verifiable source of income.
Classic – minimum income of 200,000 MMK
Gold – minimum income of 1,000,000 MMK
Platinum – minimum income of 2,000,000 MMK

Depending on the card the following are applicable:

MPU
Classic
Gold
Platinum
Joining Fee – Principle
Free
Free
Free
Joining Fee – Supplementary
Free
Free
Free

A credit card annual fee is a price that you will pay every year to remain a cardholder and enjoy the card’s rewards and benefits. The first year annual fees for KBZ MPU Credit Card is free of charge.

MPU
Classic
Gold
Platinum
Annual Fee – Principle
20,000
40,000
80,000
Annual Fee – Supplementary
10,000
20,000
40,000

Visit your nearest KBZ branch and fill out an application and don’t forget to bring the following documents with you:

Personal Information
NRC (Front and Back)
Household Registration (Census)
Ward Recommendation Letter
2 x Passport Photo
Guarantor (2 persons)
NRC (Front and Back)
Household Registration (Census)
Ward Recommendation Letter
2 x Passport Photo
Salaried
Recent Pay Slip
3 months Bank Statement
Employer Confirmation Letter
Copy of Tax Book
Self-Employed (Any Two)
6 months Bank Statement
Business License
Previous Year Tax Receipt

Yes, you are allowed up to 4 KBZ MPU supplementary cards. Application is only allowed for immediate family members over the age of 18 years.

Usually it takes around 14 working days for KBZ MPU Credit Card application to get approved.

KBZ MPU Credit Card application could get rejected for the following reasons:
– Incomplete Application Form
– Incomplete Supporting Documentation
– Income cannot be verified
– Ineligible Credit Standing

Visit the nearest KBZ Branch and request for a credit limit increase. This process may take up to a week to be approved.

Once you visit the KBZ Branch to collect the KBZ MPU Credit Card, KBZ Bank staff will direct you to fill in the necessary form to activate it. Once your card has been activated, you will need to change the temporary PIN at any KBZ ATM and after this process is completed, your KBZ MPU Credit Card is ready to be used. Please take note it may take a few hours to activate your KBZ MPU Credit Card, however, you can inquire about the activation status by contacting the call center.

This is a 6-digit sequence of numbers that you can choose for yourself and It’s important to remember it since you will be using it at ATMs and for Online or POS payments. If you have forgotten your PIN or you’re PIN has been blocked, you must visit your nearest KBZ Branch for a new one. Remember to bring your KBZ MPU Credit Card and NRC for validation purposes and 3,000 MMK will be charged for the reissue.

Currently you can pay off your credit card in the following ways:
– Auto debit from customer current Individual or Joint Account (Personal) a/c
– OTC at branch
– Mobile Banking (QuickPay)
– KBZPay (QuickPay)
If you register for the Auto Debit facility the credit card outstanding amount will be automatically debited from your KBZ Bank account on your payment due date every month. The payment will be credited into your credit card immediately.

You can make payment with two options
– Full Payment (Total Due Amount)
– Minimum Payment (10,000 MMK or 10% of Total Due Amount)

You can check your current balance at KBZ ATM or contacting the Call Center

If you do not receive your monthly electronic statements via email, you can visit a branch or contact the call center to resolve the problem. There may be an error with your email address, or you may need to update it.

The grace (interest free) period is between 15-45 days depending on day the transaction is made and is only applicable if full payment is made on the outstanding bill.
Interest free grace period is only applicable for purchase transactions and cash withdrawals are not included. The statement date will differ according to the credit card type:
MPU (Classic, Gold ,Platinum –  15th of each month)
Payment due date is on +15 days from the billing date.

Interest is calculated when only partial payment is made on the outstanding from the previous billing cycle. Interest will be calculated from the day the outstanding amount is due until all outstanding amounts are fully settled. Interest is calculated on a daily basis (Outstanding from the previous cycle x Annual interest rate)/365 x No. of days. There will be no interest applicable if full payment is made on the total outstanding amount on the statement, however, if a customer opts to make a partial payment, there will be no interest free period and interest will be charged. We currently charge 20% interest for all KBZ credit cards and Interest is calculated daily.

Whenever you exceed your credit limit, a monthly fee will be charged on the amount that exceeds the credit limit.

If you are planning to go overseas, you can request for a temporary increase for your credit card limit for the duration of the travel, need to give the document which is define by Bank. There will be charges depend on the card type for this facility.

You can withdraw cash up to 50% of your credit limit and for that you will be charged an ATM withdrawal fee on the withdrawn amount.

If you do not make payment (at least the minimum) by the due date, you will be charged late fees on top of the interest. If you neglect to make any payment beyond a specified period your card may be blocked, and the bank may initiate the necessary recovery actions including but not limited to legal actions. If you credit card bill is overdue for more than 30 days, your card will be automatically blocked, and you will be required to make a minimum payment before it can be unblocked and used again. 60 days, your card will be automatically blocked, and you will be required to make full payment before it can be unblocked and used again.

You will need to contact our call center or visit the nearest KBZ Branch and we will block the card immediately. You will then have to apply for a new card which will be reissued within 1 month. You can also block the card by yourself through the KBZ Mobile Banking Application under the Card Activity >> Card Services Menus.

You will need to visit the nearest branch and request to have your card replaced and will be charged 10,000 MMK as card replacement fee.

If the ATM is at located at the branch, a staff member will be able to return the card to you immediately if it is during working hours. For any other scenarios, contact the call center for assistance.

You can visit the nearest KBZ branch to cancel your credit card however, all outstanding amounts including fees and charges must be settled. If the primary credit card is closed, then all supplementary cards will be closed subsequently.

If you want to update any personal information, you will need to visit the nearest branch and fill out a change request form. For any other credit card related queries contact our KBZ 24×7 Customer Service Hotline – MPT Customers: +959951018555 Non-MPTCustomers:8555 @visit the nearest branch for more information.

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